Main Office

23 Canalview Mall – Fulton
Phone: (315) 593-8443
Fax: (315) 598-3293
Hours: M – F 9:00am – 5:00pm


7 Fourth Ave. – Hillside Commons Oswego
Phone: (315) 207-0390
Fax: (315) 207-0382
Hours: M – F 9:00am – 5:00pm

507C Culkin Hall – SUNY Oswego Campus
Phone: (315) 312-2191
Fax: (315) 312-3382
Hours: M-W-F 9:00am – 4:00pm
Hours: Tues & Thurs 9:00am - 1:00pm

Visa Debit Card Lost or Stolen:


Credit Union News

Welcome to YOUR Credit Union!
December Loan Skip-A-Pay is still available!
Contact any office to get yours in before December 5th and give yourself an extra treat this holiday season!

Credit unions are No. 1 in member/customer satisfaction!

You can request a free copy of your credit report here:
Annual Credit Report.

Mission Statement

The vision of Oswego Heritage Federal Credit Union is to become our members’ primary financial institution, by providing confidential, high quality service. Through safe and sound practices, we will ensure our members’ financial security.